How much does therapy cost?
It is true that therapy can be a big financial investment, and something to give serious thought to. But most people eventually decide to start therapy because the costs of not addressing their life issues become even greater.
My fee is in line with other professional psychologists in the Bay Area, and is adjusted from time to time (generally once a year). I will work with you to try to find a fee that fits. Otherwise, I will provide you with referrals to trusted colleagues.
Do you accept Insurance?
I can provide you with a statement of services which you can submit to seek reimbursement. If you opt to go this route, you will want to check with your carrier to verify coverage and rates of reimbursement, including whether there is a deductible. Sometimes insurance companies can be confusing and frustrating to interface with, and I will do all I can to help you navigate this.
What should I know about using my insurance to cover therapy in order to make an informed decision?
Often, insurance companies have mental health benefits that will pay for a portion of the psychotherapy fee (generally from 20% - 80% of the cost of the session). Be aware, however, that many insurance companies cover only a brief period of sessions (except for certain "parity" diagnoses), when longer-term treatments may be a preferred alternative. Also, when using insurance, a "diagnosis" is required to be submitted, often along with frequent justifications for additional sessions. This becomes part of your medical record. Keep this in mind as you weigh your options.
Flexible Spending Accounts (FSAs)
Many of my clients prefer to pay for their treatment "out of pocket" for a variety of reasons. Flexible spending accounts (FSA's) allow many individuals to "set aside" pre-tax dollars in order to pay for medical and mental health costs. Sometimes these are called Health Savings Accounts. This significantly reduces the overall real cost of therapy. Check and see if your employer offers such a plan.